Pay monthly, lock in gold rates, and get jewellery in gold weight after 11 months. Smart savings, golden rewards!

At 24 Karatt Legacy, we believe in offering our customers not just exquisite gold jewellery but also innovative ways to invest in gold for the future. Introducing the MGS Emerald Plan—a unique, flexible saving scheme that allows you to save small amounts each month, turning them into gold at the end of the saving period.

This plan is designed to make gold investment more accessible and convenient, regardless of your budget. Whether you’re planning for a special occasion, a future investment, or simply looking to build a golden legacy, the MGS Emerald Plan offers the perfect solution.

How the MGS Emerald Plan Works

The MGS Emerald Plan is straightforward and easy to follow, with the ultimate goal of helping you accumulate gold through consistent savings. Here’s how it works:

  1. Visit Our Showroom

    Start your journey by visiting any of our 24 Karatt Legacy showrooms. Our expert staff will guide you through the entire process of enrolling in the MGS Emerald Plan and help you choose the right plan based on your preferences.

  2. Choose Your Monthly Contribution

    Decide the amount you want to save each month. You can choose from ₹3,000, ₹5,000, ₹10,000, or any amount that fits your budget. Your contributions will be locked into gold based on the prevailing market rates.

  3. Lock Gold Equivalent

    Every time you make a deposit, we calculate the equivalent value of gold based on the current gold rate. This value is locked for you and added to your gold savings.

  4. Save for 11 Months

    The plan runs over a period of 11 months, allowing you to accumulate gold each month through regular contributions. Whether the price of gold goes up or down, your savings are always secure, with the equivalent gold weight being locked each time.

  5. Redeem Your Gold

    After 11 months, you can choose to redeem your gold and purchase jewellery from our extensive collection. The best part? You won’t pay any making charges for the jewellery within your saved gold’s value. If you wish to purchase items beyond your saved gold’s value, only 50% making charges will apply.

The MGS Emerald Plan is a simple, reliable, and effective way to build your gold savings over time. Whether you're saving for a wedding, investment, or just to secure your future, this plan ensures that your savings grow while the value of gold continues to rise.

Stay on top of your savings with the 24 Karatt Legacy app. Manage your MGS Emerald Plan, track your savings, and get real-time updates on gold prices—all from the palm of your hand. Download the app today for easy access to your savings journey.

The MGS Emerald Plan is a savings scheme by 24 Karatt Legacy that allows you to save small amounts monthly and convert them into gold at the end of the plan period.

You contribute a fixed monthly amount, and the equivalent gold weight is locked based on the prevailing gold rate. After 11 months, you can redeem your accumulated gold to purchase jewellery or request a full refund.

If you miss a payment, you can make it up in the following month or continue the plan with the adjusted gold accumulation.

The plan benefits you regardless of gold price fluctuations. If the price drops, you’ll accumulate more gold weight for the same contribution. If the price increases, your previously locked gold weight protects you from higher rates.

Yes, you can withdraw your contributions at any time. However, the full benefits of the plan are realised after 11 months.

No making charges apply to the jewellery you purchase within your saved gold value. For purchases exceeding your gold weight, only 50% of the making charges are applied.

Yes, you can opt for a 100% refund of your contributions if you decide not to redeem your gold for jewellery.

You can choose from our extensive collection of gold jewellery, including necklaces, earrings, bracelets, rings, and more, available at 24 Karatt Legacy showrooms.

Yes, you can download the 24 Karatt Legacy app to manage your savings, track gold rates, and view your plan details conveniently.

Yes, the minimum monthly contribution starts at ₹3,000. You can choose higher amounts based on your preferences and budget.
Download Our App to Manage Your Plan on the Go
Join the MGS Emerald Plan today and take the first step towards a golden future!
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