Introducing MGS Emerald Plan: Your Path To Gold Savings

If you’ve been following us on social media, you’ve probably heard that 24 Karatt Legacy has something exciting in store.

The wait is over introducing the MGS Emerald Plan, a saving scheme designed with you in mind.

This plan lets you save in small amounts every month, and at the end of the saving period, your contributions are transformed into gold—a timeless asset.

Saving isn’t just about putting money aside; it’s about planning for a secure future. That’s exactly what the MGS Emerald Plan offers—a smart and rewarding way to turn your savings into something valuable and lasting.

What is the MGS Emerald Plan?

The MGS Emerald Plan is a simple, systematic way to save your hard-earned money while turning it into the timeless value of gold. Here’s how it works:

  • You decide a fixed monthly amount you wish to save.
  • Each month, the amount is converted into its equivalent value in gold.
  • Over 11 months, you accumulate gold through consistent savings.

At the end of the plan, visit our gold jewellery showroom to redeem your savings for stunning jewellery or opt for a full refund of your contributions.

How Does It Work?

If you’re wondering, “How does this plan work?”, let us break it down for you step by step:

  1. Visit Our Gold Jewellery Showroom

    Start by visiting our gold jewellery showroom, where our staff will walk you through the details of the MGS Emerald Plan and guide you on how to enrol.

  2. Choose Your Monthly Contribution

    Select a monthly amount you wish to save. It could be ₹3,000, ₹5,000, ₹10,000, or more—based on your convenience.

  3. Lock Gold Equivalent to Your Contribution

    Each time you deposit your monthly amount, the prevailing rate of gold is used to calculate its equivalent weight in gold. This weight is then locked for you.

Let's Understand By An Example:

Mr. Khan has always dreamed of investing in gold but couldn’t pay a lump sum upfront.

When he came across the MGS Emerald Plan by 24 Karatt Legacy, he realised it was the perfect solution for him. He decided to enrol and began saving in January 2025.

  • On January 1, 2025, Mr. Khan made his first deposit of ₹5,000.

The 24k gold rate that day was ₹78,000 per 10g. (This price was imaginary on the basis of December rates average)

Using the formula:

Gold weight = The Amount of Savings i.e. 5000/ The 24k gold rate of that day × 10g

Gold Weight = (₹5,000 ÷ ₹78,000) × 10g = 0.641g.

So, 0.641g of gold was locked for Mr. Khan in January.

  • In February 2025, gold prices dropped to ₹72,000 per 10g (hopefully it does!).

When Mr. Khan deposited ₹5,000, the equivalent gold weight was calculated as: Gold Weight = (₹5,000 ÷ ₹72,000) × 10g = 0.694g.

This meant Mr. Khan got more gold for the same amount, thanks to the drop in prices!

  • Mr. Khan continued contributing ₹5,000 every month for 11 months.

Gold prices fluctuated during this period—some months they dropped (great news for Mr. Khan!), and other months they rose slightly.

Regardless, he consistently saved and locked the equivalent weight in gold every time.

  • Mr. Khan visited the 24 Karatt Legacy showroom to redeem his gold.

With his savings, he selected stunning jewellery worth ₹55,000. The best part? He didn’t pay any making charges for the jewellery.

If he had wanted to buy something beyond his saved gold weight, only 50% making charges would have applied to the additional amount.

However, if he had decided not to purchase gold, he could have opted for a full refund of his contributions, offering him complete flexibility and peace of mind.

Why Choose the MGS Emerald Plan?

The MGS Emerald Plan isn’t just about savings it’s about convenience, security, and value. Here’s why it’s the perfect choice:

  1. Dual Savings: Save in rupees while accumulating gold simultaneously.

  2. Price Protection: Shield yourself from sudden hikes in gold prices by saving consistently.

  3. No Lump Sum Required: Build your gold savings over time with smaller monthly contributions.

  4. Perfect for Goals: Whether it’s for a wedding, a gift, or simply an investment, the plan aligns with your future needs.

How Can It Help You?

Gold has always been a symbol of security and prosperity. The MGS Emerald Plan is ideal for anyone looking to secure their financial future while reaping the benefits of disciplined savings.

It’s especially helpful for long-term goals like weddings, special occasions, or gifting, as it combines the best of both worlds—flexibility in saving and the enduring value of gold.

Access the MGS Emerald Plan Anytime, Anywhere

Managing your savings has never been easier! With the 24 Karatt Legacy app, you can enrol in the MGS Emerald Plan, track your monthly contributions, and check the accumulated gold weight—all from the comfort of your home.

Features of the App:

Easy Registration: Sign up for the MGS Emerald Plan in just a few clicks.

Track Savings: Keep an eye on your monthly contributions and gold equivalent.

Gold Rate Updates: Get real-time gold price updates to make informed decisions.

Secure Transactions: Your savings and data are protected with top-notch security.

Explore Jewellery Collections: Browse our exquisite gold jewellery designs and plan your purchase.

Your Savings Journey Starts Today

With the MGS Emerald Plan, saving becomes an enriching experience. Take the first step today to secure both your finances and your gold goals. Let your savings work for you, one month at a time.

Connect with us to enrol and make your savings shine with gold!